|

About us

Built on Trust. Rooted in Service.

Protecting what Matters.

Our commitment goes beyond insurance — it’s a legacy of service, trust, and Christian values to assist ministries in an overlooked aspect of their Kingdom Work.

|

An Inspiration of Service and Leadership

Meet James Reed

Jim Reed’s life has been defined by a deep commitment to service, leadership, and unwavering dedication to helping others. From his early years in military aviation to building one of the Pacific Northwest’s leading nonprofit and ministry insurance agencies, Jim has always prioritized integrity, excellence, and care for his community. His tireless efforts in the insurance industry have earned him Brotherhood Mutual’s 2020 Legacy Award, a testament to his impact on the faith-based organizations and small businesses he serves.


Founded in 1981, James Reed & Associates grew from Jim’s passion for customer-first service. His agency has been recognized over a dozen times as one of the top-performing ministry-focused insurance agencies in the nation. Whether working with a large nonprofit or a small storefront ministry, Jim believes every organization deserves the same level of care and protection. This philosophy is reflected in his team’s approach—every client is treated like family, every policy crafted with purpose.

Beyond insurance, Jim’s life is filled with rich family traditions, including weekly Sunday dinners, tending to a generations-old Christmas tree farm, and enjoying the company of his grandchildren.

The values of loyalty, faith, and service extend into his professional life, shaping an agency that continues to thrive under his leadership. 

Ministry & Non-Profit Team

A man with a beard is wearing a plaid shirt and smiling.
A woman in a floral dress and white cardigan is smiling for the camera.
A man in a suit and striped shirt is standing in front of a forest.
A woman wearing glasses and a brown top is standing in a park with her hands folded and smiling.
A woman wearing glasses and a floral shirt is standing in a field.
A young woman wearing glasses and a green dress is standing in the grass.

Personal Lines Team

A woman is smiling for the camera while standing in a garden.
A woman in a blue jacket and scarf is smiling for the camera.
A woman wearing a green cardigan and a necklace is standing in a park.
A woman in a pink shirt and white cardigan is smiling for the camera.
A woman with long red hair is wearing a white dress and smiling.
A man in a tan sweater is smiling for the camera while standing in front of trees.

|

Our Process

Protection with Purpose. Guidance with Integrity.

At James Reed & Associates, we believe that insurance is more than just policies—it’s about safeguarding your mission, your business, and your future. Our five-step process ensure

01

Understand

Before we recommend anything, we take the time to understand your organization, its risks, and its unique needs. Whether you’re a church, nonprofit, small business, or family, we dive deep into your priorities and challenges, ensuring that we build a plan that truly fits.

02

Strategize

As an independent brokerage, we’re not limited to one carrier. Instead, we compare options across multiple insurance providers to find policies that offer the best protection at the most competitive rates.

03

Implement

Once we finalize your customized coverage plan, we handle all the details—policy setup, documentation, and onboarding—so you don’t have to worry. Our team ensures a smooth and stress-free process, keeping you informed every step of the way.

04

Support & Monitor

Life changes, and so do your insurance needs. We stay proactively engaged, helping you adapt as your organization expands, risks evolve, or regulations shift.


“Our customer base appreciates the fact that we answer the phone, and we call them back the same day.” – Jim Reed

A family is sitting on a bed with a christmas tree in the background.

Who We Serve

Your Goals, Our Mission

  • Ministries

    Ministries face a unique set of risks—from liability during outreach events to property protection for sanctuaries and campuses. Our team has decades of experience serving churches and faith organizations, and we deeply understand the balance between ministry and management.


    We don’t just insure your ministry—we champion it. We work with top carriers who specialize in faith-based risk management, ensuring your coverage is both comprehensive and affordable. And with two pastors on staff, plus team members involved in worship leadership, youth programs, and missions, we bring real-life ministry experience to every policy we write.


    Whether you're a growing church plant or an established denomination-affiliated congregation, we’ll help you build a strong risk foundation so your ministry can flourish.

  • Churches

    Churches are more than buildings—they’re communities of faith, connection, and transformation. Our agency has specialized in church insurance since 1981, and today, we serve hundreds of congregations across Oregon, Washington, and Idaho.


    We understand that church leaders don’t go into ministry to become business managers. That’s where we come in. From general liability to pastoral counseling coverage, we offer tailored policies that reflect the needs of your church today—and anticipate tomorrow’s challenges.


    Plus, our localized approach means you'll get a personal agent who knows your region and speaks your language—sometimes literally. Our phone numbers match your area codes, our websites reflect your city, and our service is always just a call away.

  • Non Profits

    Nonprofits are the heartbeat of local communities—and we’re proud to protect them. From pregnancy resource centers and food banks to community theaters and international aid organizations, we’ve helped thousands of nonprofits stay covered and stay focused on what matters.


    Because we work with so many nonprofits, we bring best practices and insights that go beyond standard insurance. Our clients don’t have to reinvent the wheel—we’ve seen what works and we’re eager to share it. Our policies are flexible, scalable, and grounded in a deep understanding of nonprofit governance, funding models, and liability concerns.


    When your board asks whether your insurance program is secure, you can answer with confidence.

  • Mission-based Businesses

    Some businesses aren’t just here to generate revenue—they’re here to make a difference. We love partnering with small businesses that align their operations with deeper values and community goals. Whether you're a faith-oriented startup, a counseling practice, a family-run contractor, or a consulting firm that serves ministries, you’ll find a home with us.


    Our independent broker model allows us to find competitive coverage for a wide range of industries, and our team works hard to make sure you understand your options and risks. We’ll never push a policy that isn’t the right fit. Instead, we take the time to learn your story, understand your purpose, and build an insurance program that protects both.


    If you’re doing business with integrity and heart, we’d love to serve you.