James Reed & Associates provides insurance solutions made for independent contractors and freelancers. We cover the tools, risks, and responsibilities that traditional policies often ignore. Our clients range from consultants to contractors and everything in between. We offer policies that grow with your projects—from part-time gigs to full-time enterprises. We help you protect your income, your equipment, and your reputation. James Reed & Associates understands how the modern workforce works—and insures it accordingly. We offer general liability, professional liability, inland marine, and more. Our service is responsive, flexible, and built to help you keep moving. We make getting contractor insurance fast, simple, and surprisingly affordable. Work with confidence—James Reed & Associates has you covered.