The Northwest Lutheran Church of the Missouri-Synod

A church steeple with a cross on top of it
A logo for the northwest district of the lutheran church missouri synod

The NOW LCMS District elected to move their insurance & risk-management programs to James Reed & Associates and Brotherhood Mutual in 2016. Since then, almost every LCMS ministry that has requested a proposal from our agency has chosen to partner with us and Brotherhood Mutual. The NOW LCMS District chose to move its insurance program to Brotherhood Mutual because of their faith-focused coverages and risk-management services. In addition, the District and our other LCMS clients highly value our agency’s expertise and personalized service.


For nearly 40 years, James Reed & Associates has specialized in insurance for Christian ministries and nonprofit organizations.. As an independent agency, we currently represent more than 1,100 non-profits and have access to multiple insurance companies including Brotherhood Mutual. This allows us to build programs to fit the specific needs of each ministry we serve.



We understand that every ministry pays for its insurance premiums with someone’s sacrificial gift, tithe or offering. We feel it is our mandate to provide superior coverage at the best price… the first and every time.



If you’re interested in learning more about how a partnership with our agency can benefit your ministry, please contact us toll-free at 1.888.284.5320 or fill out the contact form on the bottom of the page.


We look forward to learning more about how we can serve you!


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Typical Insurance solutions can include:

  • Property & Liability
  • Student, Athlete, and Volunteer Medical
  • Vehicles
  • Workers’ Compensation
  • Directors & Officers Coverage
  • Education Preparation
  • Coverage for Student Exchange Programs, Studies Abroad, and Internships
  • Religious Freedom Liability

Typical school resources and services can include:

  • Employee, Volunteer, and Student Handbooks
  • Social Media Policies
  • Safety & Security Plans
  • Facility Use Agreements
  • Staff & Volunteer Transportation Policies
  • Background Check Services & Resources
  • Legal Assistance & Attorney Referral
  • On-site Reviews & Loss Control Inspections


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